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Spain · Retirement · Temporary residence

Spain Non-lucrative Residence Visa

One-year initial residence for applicants with sufficient resources who will not work.

Value scoreCheckingPassport data under review
5-year costCheckingone applicant, not recoverable
DecisionCheckingComparable time under review

Official program page

Value: what the Non-lucrative Residence Visa gives you

Passport reach 25 pts weightChecking
Path to citizenship 25 pts weightChecking
Work, family, healthcare 20 pts weightChecking
Stay rule 15 pts weight0
Tax on foreign income 10 pts weightChecking
Policy stability 5 pts weight60
Passport: visa-free destinations
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Years to permanent residence
5 yearsOfficialBoletín Oficial del Estado, checked 2026-11-15Article 183 requires five continuous years; absence limits apply.
Years to citizenship
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Leads to citizenship
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Can work for a local employer
NoOfficialBoletín Oficial del Estado, checked 2026-11-15Article 61 prohibits professional and employment activity.
Spouse and children included
YesOfficialBoletín Oficial del Estado, checked 2026-11-15Article 61 includes spouse or qualifying partner and minor dependent children.
Public healthcare
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Minimum stay per year
184 daysOfficialBoletín Oficial del Estado, checked 2026-11-15Article 64(2)(f) requires more than 183 days of effective residence per calendar year for renewal.
Tax on foreign income
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Dual citizenship allowed
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Rule changes, last 24 months
ChangedOfficialBoletín Oficial del Estado, checked 2026-11-15The new immigration regulation entered into force on 20 May 2025.

Cost: what the Non-lucrative Residence Visa costs over five years

Government fees
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Non-refundable contribution
$0OfficialBoletín Oficial del Estado, checked 2026-11-15No government donation is part of the published eligibility requirements.
Due diligence
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Compulsory extras, first year
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Renewal fees, first 5 years
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Investment you may get back
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Minimum income per month
CheckingOfficialBoletín Oficial del Estado, checked 2026-11-15400% of monthly IPREM for the applicant, plus 100% per dependent; current euro IPREM amount not independently verified.
Extra for a spouse and two children
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Typical adviser fees (not in the total)
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USD estimates use the European Central Bank reference rates of 13 November 2026, the Central Bank of Armenia and the Central Bank of the UAE for AMD and AED, and the Panamanian balboa’s official one-to-one parity with the US dollar.

Speed: how long the Non-lucrative Residence Visa takes

Official processing time
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Reported processing time (median)
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Approval to card or passport
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Sources

  1. Royal Decree 1155/2024, consolidated text, Boletín Oficial del Estado. Checked 2026-11-15.

Every figure on this page last reviewed 2026-11-15. General information, not legal advice. Spotted an error? Email us from the contact page.

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